Moody's AI Screening Agent: Automating Compliance Decisions

The AI Screening Agent automates Level 1 (L1) screening process, essential for Know Your Customer (KYC) and compliance due diligence during customer onboarding. This system aims to minimize false positives, significantly reducing human review time and costs. Beyond typical Retrieval-Augmented Generation (RAG) applications like summarization and chat-with-your-data (CWYD), the AI Screening Agent employs a ReAct architecture with intelligent tools, enabling it to perform complex compliance decision-making with human-like accuracy and greater consistency.

In this talk, I will explore the screening agent architecture, demonstrating its ability to meet evolving client policies. I will discuss evaluation and configuration management using MLflow LLM-as-judge and Unity Catalog, and discuss challenges, such as, data fidelity and customization. This session underscores the transformative potential of AI agents in compliance workflows, emphasizing their adaptability, accuracy, and consistency.